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The Fastest Payday Loan You’ll Ever Get

One hour payday loans are a quick loan given against your next paycheck you receive, for a small fee. Just like the name implies, one hour payday loans are a type of Internet loan service that can process your loan application is as little as one hour.

The Many Names of Cash Loans

When it comes to payday advances, people call them many different things. But when it comes right down to it, it’s all the same. Read on to find out more about the payday loan industry and it’s secrets.

Payday Loans vs Credit Cards

In short-term financial situations, is it better to use credit cards or payday loans? Read my take on why I prefer one over the other.

Tis the Season for Making a Budget

As the holidays approach, it’s easy to get overwhelmed by the spirit of the season. Suddenly, when it comes to gifts, it’s easy to forget about how much money we’re spending. With the convenience of credit cards, this uninhibited spending can be even harder to resist. At this time of year, most of us could use a bit of help when it comes to managing money. If you’re concerned about your budget this season, or just need a reminder to not blow your budget, here are some helpful tips:

Payday Loans – Cash Advance – Emergency Funds

Cash advance loans, post-dated check loans or even deferred deposit check loans are high interest rate loans and are intended to be used for emergencies or for the short term only. Emphasis here is on short term, which most likely will be 14 days since most of the working public get paid weekly or bi-weekly. The interest rates that payday loan companies are permitted to charge will vary from state to state, but a typical rate for a two-week loan would be around 15-20%.

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